Casa Clara
See the real monthly cost of a Miami home, with taxes, insurance, HOA, and a Condo Finder building check included.
30-year fixed national average for 10/9/2026 from Mortgage News Daily. For reference only; not a Premier rate quote.
I’ll check the building’s financing status, get a real insurance quote, and tell you which loan fits. Free, no credit pull.
Outside the US or Canada? Start with + and your country code, e.g. +55 11 91234 5678.
When do you want to buy?
Credit score (optional)
Optional and separate from your loan. Real estate requests are handled by The Fragomeno Group at Chez Realty, a real estate team affiliated with Abdallah H. Fragomeno. You’re free to choose any real estate agent and any lender. Premier does not pay or receive compensation for real estate referrals.
Tapping a button sends your name, phone and these numbers to Abdallah right away. WhatsApp or your email app then opens so you can add a message.
Sent to Abdallah. WhatsApp or your email app is open if you want to add a message. I’ll reply shortly.
Save my contact to your phoneListing-site payments are a good start, but they often use the seller’s current tax bill and national insurance averages. Casa Clara estimates taxes on your purchase price, uses Florida insurance costs, adds flood insurance where it applies, checks the building in Condo Finder, and flags milestone inspections and special assessments. And I review the numbers with you personally.
In Florida, owners who live in their home get a homestead exemption, and yearly increases in taxable value are capped. When the home sells, its value resets to market value on the next January 1. Your bill is usually based on the price you pay, not on what the seller has been paying. That’s why Casa Clara estimates taxes on your purchase price.
Lenders review condo buildings (budget, reserves, insurance, legal issues, and more) before they finance units. Condo Finder searches a lender’s condo project review list, updated weekly. A building shown with a full or limited review has been reviewed by that lender; a limited review may need a larger down payment. A result is not a guarantee of financing, and a building that isn’t listed may still work with other loan options, so send it to me.
No. These are estimates for planning, not a loan offer, pre-approval, or rate lock. You enter the rate, or tap to use today’s Mortgage News Daily national average as a reference; it is not a Premier rate quote. Your rate will be updated at pre-approval and isn’t final until it’s locked.
No. Casa Clara never checks your credit. If you decide to get pre-approved, I’ll explain what’s involved before anything happens.
Yes. Besides conventional and FHA loans, I work with bank-statement and profit-and-loss loans for self-employed buyers, DSCR loans for investors, and foreign national loans. Requirements vary, so send me your situation and I’ll tell you what fits.
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Outside the US or Canada? Start with + and your country code, e.g. +55 11 91234 5678.
I agree that Premier Financial Group of Florida, LLC d/b/a Casa Clara and Abdallah H. Fragomeno may contact me at the number I provided by call, text, or WhatsApp, including automated messages, about my home financing. Consent is not a condition of any purchase or loan. Message and data rates may apply. Reply STOP to opt out.